Maximize Business Growth with Moniepoint Working Capital

Comprehensive guide on everything you need to know about moniepoint working capital and maximize and boost your business
Moniepoint

Moniepoint, a well known bank in Nigeria it's headquarter is situated in Uyo, Nigeria. It provides over 2 million people and business entities across Nigeria with access to banking, payments processing,loans, and operational solutions.

The company was established by Tosin Eniolorunda and Felix Ike in the year 2015. It was formally TeamApt based in Lagos, Nigeria. Moniepoint Microfinance Bank, a CBN licensed Microfinance Bank.

Moniepoint Working Capital 

Moniepoint Working Capital refers to a type of loan designed to help business grow and cover short term financial needs. It doesn't require collateral. It offer business entities a line of credit that is proportionate to their capital or stake in the business.

Moniepoint Business Bank 

Moniepoint Business Bank offer simple, yet effective strategies for business entities and agents, so you can manage bills, request loans, manage business money and build up capitals for the growth of your business. It is required to obtain a Corporate Affairs Commission ( CAC ) certificate of incorporation.

Simple strategies to power your business venture 

  1. Open a free bank account in your business name in minutes.
  2. Get a POS machine. The Moniepoint POS is a popular cashless payment solution in Nigeria that enables business entities to accept payments easily. It is a payment system that accepts electronic payments like cards, bank transfers and mobile payment.
  3. A secure card for your business expenses.
  4. Working Capital Loans: Flexible loans that help your business grow.

How to register and login to moniepoint app and POS

For registration:

Provide your Bank Verification Number (BVN) and KYC details, starts face and ID verification, or NIN upon successful sign up. Now, your phone number is serving as your new account number.

If you encounter an error of  "verification failed", contact consumer support representatives by calling  +234 201 888 990 or email support @moniepoint.com.

USSD Code for Moniepoint 

Moniepoint USSD Banking - Daily *5573# for easy mobile banking.

Debit cards - Get a Moniepoint Instant Debit Card Today and it costs #1,500 which covers the card insurance fee and for the logistics fee.

Enjoy a safe, reliable, convenient, and swift personal banking experience with the moniepoint personal banking app. Open a bank account in less than 5 minutes.

How to login in Moniepoint 

Steps to login to moniepoint app 

  1. Open the moniepoint personal banking app on your device 
  2. Type in your username in the user field
  3. Enter your password in the username field 
  4. Click on the "login" button to access your dashboard 
New to moniepoint? Sign up.

Overview on moniepoint working capital 

Moniepoint Working Capital provides flexible and affordable financing options to help business entities grow. It is a loan product designed for small businesses and entrepreneurs. It provides access to funds for daily operations, expansion, or unexpected expenses.

Features of Moniepoint Working Capital 

  1. Loan amount 50,000 to 500,000 
  2. Tenure: 3 to 12 months 
  3. Increase rate: It has a high increase in competitive rate 
  4. Repayment terms: flexible, daily or monthly installment 
  5. Quick approvals in 24 - 72 hours  
  6. Low interest rate of  about 9% annually and with no collateral .

Benefits of Moniepoint Working Capital

  1. Improve cash flow 
  2. Increase business growth
  3. Flexible loans and repayment options 
  4. No collateral requirement 
  5. High competitive rate 

Success stories and testimonies

Omosalewa, Alhaja Betterlife's daughter, took a deliberate approach; "I purposely went to study food technology in the university to help improve this business."

Nneoma,owner of ABC Ventures; "Moniepoint's flexible repayment terms made it easy to manage my cash flow."

Moniepoint Working Capital is a loan product that offers reliable and affordable financing strategies for business entities and entrepreneurs. It is designed with it's key features lower-cost model and benefits that comes with no collateral requirement. Apply now for Moniepoint Working Capital and take the first step towards boosting your business and achieving long term financial needs.

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